812 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 812 Cottage Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,397 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$579,500 (Oct 2022)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Sale
APN	`103-821-2453`

Property Details

APN / Parcel Number

Primary APN	`103-821-2453`
Alternative APN	`5273`

Interior

Building Area	2,397 sqft Living Area

Exterior

Year Built	Built 2022
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	812 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT107 PH1A10
Legal Subdivision	TERRA BELLA
Legal Phase	1A-10
Legal Lot Number	107
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	812 COTTAGE LN, COVINGTON, LA 70433-8280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
May 3, 2021	Cash Sale Deed, Transfer CYPRESS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	2349202
Record Updated	Jun 8, 2026

October 2022: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 10, 2022
Property Address	812 COTTAGE LN, COVINGTON, LA 70433-8280
Document Number	0002349202
Instrument Date	Oct 6, 2022
Instrument	2349202
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	ALLEGIANCE TITLE & LAND SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7906 WRENWOOD BLVD, BATON ROUGE, LA 70809-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SUMNER ST, COVINGTON, LA 70433-1564

Mortgage

Document Number	0002349205
Date	Oct 10, 2022
Instrument	2349205

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate

May 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 3, 2021
Property Address	812 COTTAGE LN, COVINGTON, LA 70433-8280
Document Number	0002267262
Map Reference	MAP 4753
Instrument Date	Apr 28, 2021
Instrument	2267262
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CYPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Limited Transfer Tax Data
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7906 WRENWOOD BLVD, BATON ROUGE, LA 70809-1712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00 (-0.09%) Homeowner's exemption	$53,818 (+2.98%) Land $8,000 Building $45,818	$538,175 (+2.98%) Land $80,000 Building $458,175
2024	$5,739.00 (+10.88%) Homeowner's exemption	$52,260 (+15.9%) Land $8,000 Building $44,260	$522,603 (+15.9%) Land $80,000 Building $442,603
2023	$5,176.00 (+401.55%) Homeowner's exemption	$45,089 (+501.19%) Land $7,500 Building $37,589	$450,891 (+501.19%) Land $75,000 Building $375,891
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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