St. Tammany Parish property record for 804 Cottage Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,726 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $598,650 (Aug 2022) |
| Tax Bill | $6,487 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| APN | 103-821-2455 |
| Primary APN | 103-821-2455 |
|---|---|
| Alternative APN |
|
| Building Area | 2,726 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Garage Area | 557 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 804 COTTAGE LN |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-8280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRA BELLA LT109 PH1A10 |
| Legal Subdivision | TERRA BELLA |
| Legal Phase | 1A-10 |
| Legal Lot Number | 109 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40401 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 804 COTTAGE LN, COVINGTON, LA 70433-8280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Deed Document Number | 2340180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Aug 5, 2022 |
| Property Address | 804 COTTAGE LN, COVINGTON, LA 70433-8280 |
| Document Number | 0002340180 |
| Map Reference | 5938 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2340180 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7906 WRENWOOD BLVDA, BATON ROUGE, LA 70809 |
| Name | Verified Name |
|---|---|
| Address | 404 TIGER AVE, COVINGTON, LA 70433-5261 |
| Document Number | 0002340181 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2340181 |
| Name | BANK OF BARTLETT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,487.00 (-0.29%) Homeowner's exemption | $59,897 (+2.84%) Land $8,000 Building $51,897 | $598,968 (+2.84%) Land $80,000 Building $518,968 |
| 2024 | $6,506.00 (+10.83%) Homeowner's exemption | $58,242 (+16.19%) Land $8,000 Building $50,242 | $582,418 (+16.19%) Land $80,000 Building $502,418 |
| 2023 | $5,870.00 (+468.8%) Homeowner's exemption | $50,127 (+568.36%) Land $7,500 Building $42,627 | $501,270 (+568.36%) Land $75,000 Building $426,270 |
| 2022 | $1,032.00 | $7,500 Land $7,500 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 525 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: REV, T-Mobile.
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