816 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 816 Cottage Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,485 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$586,500 (Oct 2022)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2022 Sale
APN	`103-821-2452`

Property Details

APN / Parcel Number

Primary APN	`103-821-2452`
Alternative APN	`5272`

Interior

Building Area	2,485 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	816 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT106 PH1A10
Legal Subdivision	TERRA BELLA
Legal Phase	1A-10
Legal Lot Number	106
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 ANDREWS AVE, METAIRIE, LA 70005-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Gift Deed, Transfer
Oct 5, 2022	Cash Sale Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20222348801
Last Transfer Date	Oct 15, 2025
Transfer Doc	0002470004
Record Updated	Sep 20, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 30, 2025
Property Address	816 COTTAGE LN, COVINGTON, LA 70433-8280
Document Number	0002470004
Map Reference	MAP 5938
Instrument Date	Sep 19, 2025
Instrument	2470004
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 COTTAGE LN, COVINGTON, LA 70433-8280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ANDREWS AVE, METAIRIE, LA 70005-1704

October 2022: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 5, 2022
Property Address	816 COTTAGE LN, COVINGTON, LA 70433-8280
Document Number	0002348801
Map Reference	MAP 5938
Instrument Date	Oct 4, 2022
Instrument	2348801
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7906 WRENWOOD BLVD # 4, 4, BATON ROUGE, LA 70809-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 COTTAGE LN, COVINGTON, LA 70433-8280

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00 (-3.45%) Homeowner's exemption	$46,406 (-) Land $7,500 Building $38,906	$464,061 (-) Land $75,000 Building $389,061
2024	$4,988.00 (-6.91%) Homeowner's exemption	$46,406 (-) Land $7,500 Building $38,906	$464,061 (-) Land $75,000 Building $389,061
2023	$5,358.00 (+419.19%) Homeowner's exemption	$46,406 (+518.75%) Land $7,500 Building $38,906	$464,061 (+518.75%) Land $75,000 Building $389,061
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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