800 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 800 Cottage Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,805 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$92,500 (Mar 2021)
Tax Bill	$6,696 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2020 Sale
APN	`103-821-2456`

Property Details

APN / Parcel Number

Primary APN	`103-821-2456`
Alternative APN	`5276`

Interior

Building Area	2,805 sqft Living Area

Exterior

Year Built	Built 2022
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	800 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT110 PH1A10
Legal Subdivision	TERRA BELLA
Legal Phase	1A-10
Legal Lot Number	110
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 COTTAGE LN, COVINGTON, LA 70433-8280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Nov 12, 2020	Cash Sale Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	2259375
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	2237056
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	800 COTTAGE LN, COVINGTON, LA 70433-8280
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002259377
Date	Mar 22, 2021
Instrument	2259377

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 12, 2020
Property Address	800 COTTAGE LN, COVINGTON, LA 70433-8280
Document Number	0002237056
Map Reference	DOC 1547649
Instrument Date	Nov 10, 2020
Instrument	2237056
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 AVENUE PALAIS ROYAL, COVINGTON, LA 70433-6402

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,696.00 (-0.16%) Homeowner's exemption	$61,586 (+2.97%) Land $8,000 Building $53,586	$615,864 (+2.97%) Land $80,000 Building $535,864
2024	$6,707.00 (-5.44%) Homeowner's exemption	$59,811 (+16.12%) Land $8,000 Building $51,811	$598,114 (+16.12%) Land $80,000 Building $518,114
2023	$7,093.00 (+587.31%)	$51,510 (+586.8%) Land $7,500 Building $44,010	$515,100 (+586.8%) Land $75,000 Building $440,100
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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