748 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 748 Cottage Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,578 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$451,000 (Aug 2013)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2020 Mortgage + 4 more
APN	`103-809-3185`

Property Details

APN / Parcel Number

Primary APN	`103-809-3185`
Alternative APN	`3256`

Interior

Building Area	2,578 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-809-3185
Street Address	748 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT112 PH1A1
Legal Subdivision	TERRA BELLA
Legal Phase	1A1
Legal Lot Number	112
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1033
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CO INC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Dec 22, 2014	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CO INC
Feb 8, 2019	Intrafamily Transfer, Transfer
Aug 2, 2013	Cash Sale Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE CORP
May 30, 2012	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage NOLA LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on Record
Deed Sale	Aug 2, 2013 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	0001910165
Last Transfer Date	Feb 8, 2019
Transfer Doc	0002145742
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211718
Date	Jun 24, 2020
Instrument	2211718

Lender

Name	STANDARD MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002228155
Date	Sep 23, 2020
Instrument	2228155

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001966148
Date	Dec 22, 2014
Instrument	1966148

Lender

Name	STANDARD MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 21, 2045

Interest

Rate Type	Fixed Rate

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 8, 2019
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0002145742
Map Reference	DOC 2022976
Instrument Date	Feb 4, 2019
Instrument	2145742
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 COTTAGE LN, COVINGTON, LA 70433-8156

August 2013: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 2, 2013
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0001910165
Map Reference	FILE4753
Instrument Date	Jul 30, 2013
Instrument	1910165
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1042, MADISONVILLE, LA 70447-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 COTTAGE LN, COVINGTON, LA 70433-8156

Mortgage

Document Number	0001910168
Date	Aug 2, 2013
Instrument	1910168

Lender

Name	STANDARD MORTGAGE CORP
Type	Mortgage Company
Address	NEW ORLEANS, LA 70139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2043

May 2012: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 30, 2012
Property Address	748 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0001857075
Map Reference	FILE4753
Instrument Date	May 18, 2012
Instrument	1857075
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	BEST TITLE RESOURCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 HESSMER AVEA, METAIRIE, LA 70002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 COTTAGE LN, COVINGTON, LA 70433-8156

Mortgage

Document Number	0001857076
Date	May 30, 2012
Instrument	1857076

Lender

Name	NOLA LENDING GROUP LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,583.00 (-0.23%) Homeowner's exemption	$52,600 (+2.85%) Land $8,000 Building $44,600	$525,996 (+2.85%) Land $80,000 Building $445,996
2024	$5,596.00 (+9.7%) Homeowner's exemption	$51,143 (+14.83%) Land $8,000 Building $43,143	$511,433 (+14.83%) Land $80,000 Building $431,433
2023	$5,101.00 (+0.02%) Homeowner's exemption	$44,539 (-) Land $7,500 Building $37,039	$445,390 (-) Land $75,000 Building $370,390
2022	$5,100.00 Homeowner's exemption	$44,539 Land $7,500 Building $37,039	$445,390 Land $75,000 Building $370,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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