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810 Three Rivers Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 810 Three Rivers Rd, Carrabelle, FL 32322 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1942
Square Footage720 sqft Living Area
Lot Size8,973 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$65,000 (2017)
Tax Bill$413.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-07S-04W-4250-000D-0130
Alternative APN
  • 04W07S194250000D0130

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area720 sqft Living Area
Gross Area775 sqft Gross Area
1st Floor720 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleBungalow Style
Exterior MaterialMetal Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,973 sqft (0.206 acres)
Depth X Width120 ft x 75 ft Depth x Width
Deck Area196 sqft Deck
Porch Area115 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address810 THREE RIVERS RD
CityCARRABELLE
StateFL
Zip32322-7009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBL D LOT 13 THREE RIVERS SUB OR 114/570 116/260 155/553 238/185 315/10 519/201 OR/570/591 1066/584 1145/649 1183/490
Legal Range04W
Legal Township07S
Legal Section19
Legal SubdivisionTHREE RIVERS SUB
Legal BlockD
Legal Lot Number13
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup3
Census Block3095
Census Tract970102

Owner

Source: Franklin County records · APN 19-07S-04W-4250-000D-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address810 THREE RIVERS RD, CARRABELLE, FL 32322-7009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE HSNG INITIATIVES PTSHP P
Jan 11, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BRUCE & NITA LATEN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2017 · Amount on Record
Deed SaleJan 11, 2017 · Amount on Record
Prior SaleJun 04, 2015 · Amount on Record
Deed Doc Number2017101
Deed Book / Page1183 / 490
Prior Transfer DateJun 15, 2012
Prior Transfer Doc0019004976
Record RefreshedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address810 THREE RIVERS RD, CARRABELLE, FL 32322-7009
Document Number0019004030
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 THREE RIVERS RD CARRABELLE FL 323227009, CARRABELLE, FL 32322-7009

Mortgage

Document Number0019004030
DateSep 05, 2019
Book Page001249/000100
Instrument19004030
Lender
NameSTATE HSNG INITIATIVES PTSHP P
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate10%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 11, 2017
Property Address810 THREE RIVERS RD, CARRABELLE, FL 32322-7009
Document Number0019000101
Book / Page001183 / 000490
Instrument DateJan 09, 2017
Instrument19000101
Transaction TypeTransfer
Record UpdatedJan 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 THREE RIVERS RD CARRABELLE FL 323227009, CARRABELLE, FL 32322-7009

Mortgage

Document Number19000102,
DateJan 11, 2017
Book Page001183/000492
Instrument19000102
Lender
NameBRUCE & NITA LATEN
AddressPO BOX 356, PULASKI, TN 38478-0356
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term120 Months
DueJan 10, 2027

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$413.00 (+6.99%) Homeowner's exemption$49,665 (+2.9%)$68,362 (-0.78%) Land $15,000 Building $53,362
2024$386.00 (+4.04%) Homeowner's exemption$48,265 (+3%)$68,896 (+18.79%) Land $15,000 Building $53,896
2023$371.00 (+5.1%) Homeowner's exemption$46,859 (+3%)$57,999 (+23.73%) Land $15,000 Building $42,999
2022$353.00 Homeowner's exemption$45,494$46,874 Land $15,000 Building $31,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire LikelihoodAbout 1 in 229 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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