81 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 81 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,462 sqft · built 1922
Lot Size	0.389 acres (16,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$927,000 (Jan 2023)
Tax Bill	$24,373 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2017 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04008-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00028`
Alternative APN	`130400800028`

Interior

Stories	2 Stories
Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,962 sqft (0.389 acres)
Lot Dimensions	257 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130400800028
Street Address	81 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	66X257 IRR
Legal Block	4008
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2017	Deed, Transfer · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 14, 2017	Grant Deed, Transfer WVP EMERGING MANAGER ONSHORE F

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	20234695
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 23, 2023
Property Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422
Document Number	0000004695
Instrument Date	Jan 16, 2023
Instrument	2023004695
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422

Mortgage

Document Number	0000004696
Date	Jan 23, 2023
Instrument	2023004696

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 30, 2017
Property Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422
Document Number	0000104242
Instrument Date	Nov 20, 2017
Instrument	2017104242
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422

Mortgage

Document Number	0000104248
Date	Nov 30, 2017
Instrument	2017104248

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2045

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 14, 2017
Property Address	81 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4422
Document Number	0000022868
Instrument Date	Mar 3, 2017
Instrument	22868
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 S ORANGE AVE SOUTH ORANGE NJ 070791715, SOUTH ORANGE, NJ 07079-1715
Investor	Possibly a Property Investor

Mortgage

Document Number	22870
Date	Mar 14, 2017
Instrument	22870

Lender

Name	WVP EMERGING MANAGER ONSHORE F
Address	805 3RD AVE # 15, NEW YORK, NY 10022-7513

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,200 (-) Land $234,500 Building $458,700	$693,200 (-) Land $234,500 Building $458,700
2025	$24,373.00 (+3.32%)	$693,200 (+1.69%) Land $234,500 Building $458,700	$693,200 (+1.69%) Land $234,500 Building $458,700
2024	$23,589.00 (+5.24%)
2023		$681,700 Land $234,500 Building $447,200	$681,700 Land $234,500 Building $447,200
2022	$22,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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