76 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 76 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1968
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,900 (Jun 2012)
Tax Bill	$12,893 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04007-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`13-04007-0000-00009`
Alternative APN	`130400700009`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	174 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130400700009
Street Address	76 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X174 IRR
Legal Block	4007
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2012 · Amount on Record
Deed Sale	Jun 26, 2012 · Amount on Record
Prior Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	201252755
Deed Book / Page	12375 / 3998
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 15, 2026
Property Address	76 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000060957
Instrument Date	Sep 3, 2026
Instrument	202660957
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	0000060957,
Date	Sep 15, 2026
Instrument	202660957

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	76 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046585
Date	Aug 3, 2023
Instrument	2023046585

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	76 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000043025
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 WILLOWDALE AVE MONTCLAIR NJ 070424423, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	0000043025
Date	May 18, 2017
Instrument	43025

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2032

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,700 (-) Land $202,500 Building $164,200	$366,700 (-) Land $202,500 Building $164,200
2025	$12,893.00 (+3.33%)	$366,700 (-) Land $202,500 Building $164,200	$366,700 (-) Land $202,500 Building $164,200
2024	$12,478.00 (+3.49%)
2023		$366,700 Land $202,500 Building $164,200	$366,700 Land $202,500 Building $164,200
2022	$12,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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