86 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 86 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 1923
Lot Size	0.212 acres (9,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Apr 2021)
Tax Bill	$21,472 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-04007-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-04007-0000-00012`
Alternative APN	`130400700012`

Interior

Stories	2 Stories
Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	9,222 sqft (0.212 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130400700012
Street Address	86 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9220SF
Legal Block	4007
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 30, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 6, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Feb 6, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Feb 15, 2017	Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	202145560
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 13, 2021
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	2021045560
Instrument Date	Mar 15, 2021
Instrument	2021045560
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 MILLBURN AVE, 159, MILLBURN, NJ 07041-1849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	2021045561
Date	Apr 13, 2021
Instrument	2021045561

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000084636
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WILLOWDALE AVE MONTCLAIR NJ 070424423, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	0000084636
Date	Sep 1, 2020
Instrument	84636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 30, 2018
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000076129
Instrument Date	Aug 20, 2018
Instrument	76129
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WILLOWDALE AVE MONTCLAIR NJ 070424423, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	76131
Date	Aug 30, 2018
Instrument	76131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000013456
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29A N WILLOW ST MONTCLAIR NJ 070423547, MONTCLAIR, NJ 07042-3547

Mortgage

Document Number	0000013456
Date	Feb 15, 2017
Instrument	13456

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000013459
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29A N WILLOW ST MONTCLAIR NJ 070423547, MONTCLAIR, NJ 07042-3547

Mortgage

Document Number	0000013459
Date	Feb 15, 2017
Instrument	13459

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 15, 2017
Property Address	86 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number	0000013452
Instrument Date	Feb 6, 2017
Instrument	13452
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 WILLOWDALE AVE MONTCLAIR NJ 070424423, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number	13456
Date	Feb 15, 2017
Instrument	13456

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

Mortgage

Document Number	13459,
Date	Feb 15, 2017
Instrument	13459

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,700 (-) Land $196,100 Building $414,600	$610,700 (-) Land $196,100 Building $414,600
2025	$21,472.00 (+3.32%)	$610,700 (-) Land $196,100 Building $414,600	$610,700 (-) Land $196,100 Building $414,600
2024	$20,782.00 (+3.5%)
2023		$610,700 Land $196,100 Building $414,600	$610,700 Land $196,100 Building $414,600
2022	$20,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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