Middlesex County and Reading Town property record for 81 Prospect St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,541 sqft · built 1920 |
| Lot Size | 0.469 acres (20,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,125,000 (Jul 2005) |
| Tax Bill | $18,884 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0256.0 |
| Primary APN | READ M:015.0-0000-0256.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 5,541 sqft Living Area |
| Gross Area | 8,754 sqft |
| Basement Area | 1,494 sqft |
| Unfinished Basement | 1,494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 20,425 sqft (0.469 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Oil |
| Account Number | 600000000180 |
|---|---|
| Street Address | 81 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 334200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Cook, Asa M., House listed 1984 · 1 contributing resources · NRIS 84002555 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 PROSPECT ST, READING, MA 01867-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2005 · Amount on Record |
| Deed Sale | Jul 1, 2005 · Amount on Record |
| Deed Document Number | 2005139440 |
| Deed Book / Page | 45541 / 219 |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,884.00 (+1.61%) | $1,723,000 (+5.6%) Land $645,200 Building $1,066,900 | $1,797,739 (+5.69%) |
| 2025 | $18,584.00 (+3.03%) | $1,631,600 (+6.02%) Land $611,200 Building $1,020,400 | |
| 2024 | $18,037.00 (+0.07%) | $1,539,000 (+7.5%) Land $576,300 Building $962,700 | $1,700,880 |
| 2023 | $18,024.00 | $1,431,600 Land $533,600 Building $898,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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