Middlesex County and Reading Town property record for 62 Prospect St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,362 sqft · built 1937 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jul 1996) |
| Tax Bill | $10,484 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49000000016A |
| Primary APN | 49000000016A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,225 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,876 sqft (0.181 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 49000000016A |
|---|---|
| Street Address | 62 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN 49000000016A
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 PROSPECT ST, READING, MA 01867-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK |
| Oct 04, 2021 | Deed of Trust, Mortgage · Line of Credit EAST BOSTON SAVINGS BANK |
| Aug 02, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance EAST BOSTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 1996 · Amount on Record |
| Deed Sale | Jul 09, 1996 · Amount on Record |
| Prior Sale | Mar 27, 1991 · Amount on Record |
| Last Transfer Date | Jul 29, 2019 |
| Transfer Doc | 73047-393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 62 PROSPECT ST, READING, MA 01867-2823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 078839-332 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 78839/332 |
| Instrument | 218792 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 62 PROSPECT ST, READING, MA 01867-2823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 078839-348 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 78839/348 |
| Instrument | 218793 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 02, 2019 |
| Property Address | 62 PROSPECT ST, READING, MA 01867-2823 |
| Document Number | 73047-393 |
| Book / Page | 73047 / 393 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 113721 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 PROSPECT ST, READING, MA 01867-2823 |
| Document Number | 73047-395 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 73047/395 |
| Instrument | 113722 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,484.00 (+3.05%) | $920,500 (+6.04%) Land $555,700 Building $364,800 | $814,150 (+5.55%) |
| 2024 | $10,174.00 (+0.49%) | $868,100 (+7.96%) Land $523,900 Building $344,200 | $771,305 |
| 2023 | $10,124.00 | $804,100 Land $485,100 Building $319,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 418 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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