Middlesex County and Reading Town property record for 94 Prospect St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 5,033 sqft · built 1924 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,875,000 (Sep 2023) |
| Tax Bill | $20,507 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0037.0 |
| Primary APN | READ M:020.0-0000-0037.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,033 sqft Living Area |
| Gross Area | 10,304 sqft |
| Basement Area | 2,266 sqft |
| Unfinished Basement | 2,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 600000000210 |
|---|---|
| Street Address | 94 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0037.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 PROSPECT ST, READING, MA 01867-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Sep 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Prior Sale | Jul 09, 2010 · Amount on Record |
| Deed Document Number | 2023104294 |
| Deed Book / Page | 81998 / 376 |
| Transfer Doc | 51974-556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 94 PROSPECT ST, READING, MA 01867-2333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0082213-82 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 82213/82 |
| Instrument | 130776 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 94 PROSPECT ST, READING, MA 01867-2333 |
| Document Number | 081998-376 |
| Book / Page | 81998 / 376 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 104294 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 94 PROSPECT ST, READING, MA 01867-2333 |
| Document Number | 0000104295 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 104295 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Oct 01, 2028 |
| Max Rate At Change | 2.5% |
| Index | Other |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,507.00 (-0.07%) | $1,800,400 (+2.83%) Land $608,500 Building $1,191,900 | $1,995,855 (+12.14%) |
| 2024 | $20,521.00 (+3.14%) | $1,750,900 (+10.8%) Land $584,600 Building $1,166,300 | $1,779,730 |
| 2023 | $19,896.00 | $1,580,300 Land $527,100 Building $1,053,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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