Middlesex County and Reading Town property record for 60 Prospect St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,880 sqft · built 1890 |
| Lot Size | 0.428 acres (18,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,710,000 (Oct 2022) |
| Tax Bill | $19,526 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0141.0 |
| Primary APN | READ M:015.0-0000-0141.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,880 sqft Living Area |
| Gross Area | 8,892 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 2,372 sqft |
| Unfinished Basement | 1,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,635 sqft (0.428 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 490000000150 |
|---|---|
| Street Address | 60 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 60 PROSPECT ST, READING, MA 01867-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Oct 17, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| May 24, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Deed Document Number | 2022154886 |
| Deed Book / Page | 80834 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 60 PROSPECT ST, READING, MA 01867-2823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085302-339 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 85302/339 |
| Instrument | 23988 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Apr 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 17, 2022 |
| Property Address | 60 PROSPECT ST, READING, MA 01867-2823 |
| Document Number | 080834-307 |
| Book / Page | 80834 / 307 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 154886 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 60 PROSPECT ST, READING, MA 01867-2823 |
| Document Number | 0000154887 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 154887 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 24, 2017 |
| Property Address | 60 PROSPECT ST, READING, MA 01867-2823 |
| Document Number | 69329-285 |
| Book / Page | 069329 / 000285 |
| Instrument Date | May 22, 2017 |
| Instrument | 77128 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1 CABLE RD RYE NH 038702409, RYE, NH 03870-2409 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,526.00 (+1.45%) | $1,781,600 (+5.44%) Land $636,800 Building $1,112,800 | $1,491,398 (-20.98%) |
| 2025 | $19,246.00 (+2.95%) | $1,689,700 (+5.93%) Land $603,300 Building $1,086,400 | $1,887,365 (+3.24%) |
| 2024 | $18,695.00 (-2.18%) | $1,595,100 (+5.08%) Land $568,800 Building $1,026,300 | $1,828,180 |
| 2023 | $19,112.00 | $1,518,000 Land $526,700 Building $991,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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