Middlesex County and Reading Town property record for 91 Prospect St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 3,502 sqft Living Area |
| Lot Size | 28,440 sqft (0.653 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $617,000 (2013) |
| Tax Bill | $13,589.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0036.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 PROSPECT ST, READING, MA 01867-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| Mar 02, 2020 | Deed of Trust, Mortgage · Balloon Payment LEADER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2013 · Amount on Record |
| Deed Sale | Dec 17, 2013 · Amount on Record |
| Prior Sale | Dec 17, 2013 · Amount on Record |
| Deed Book / Page | 63069 / 450 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 91 PROSPECT ST, READING, MA 01867-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74727-354 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 74727/354 |
| Instrument | 77898 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 91 PROSPECT ST, READING, MA 01867-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74220-503 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 74220/503 |
| Instrument | 31522 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,589.00 (+1.13%) | $1,193,100 (+4.06%) Land $551,500 Building $641,600 | $1,112,070 (+3.24%) |
| 2024 | $13,437.00 (+4.89%) | $1,146,500 (+12.68%) Land $529,800 Building $616,700 | $1,077,205 |
| 2023 | $12,810.00 | $1,017,500 Land $477,700 Building $539,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:020.0-0000-0036.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,502 sqft Living Area |
| Gross Area | 5,527 sqft Gross Area |
| Basement Area | 1,836 sqft Basement |
| Finished Basement | 918 sqft Finished |
| Unfinished Basement | 918 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,440 sqft (0.653 acres) |
| Garage Type | Attached Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 600000000170 |
|---|---|
| Street Address | 91 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 334200 |
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