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807 Sinclair Ter, Inverness, FL 34450 Property Records

Citrus County property record for 807 Sinclair Ter, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 1990
Lot Size0.438 acres (19,066 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Dec 2021)
Tax Bill$3,736 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02980-0230

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02980-0230
Alternative APNs
  • 2119S20E0020029800230
  • 3520714

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,476 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,476 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area19,066 sqft (0.438 acres)
Lot Dimensions117 ft deep x 73 ft wide
Garage TypeAttached
Garage Area438 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area300 sqft
Patio Area400 sqft
Utility Building224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3520714
Street Address807 SINCLAIR TER
CityINVERNESS
StateFL
Zip34450-6565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 23 24 25 & 26 BLK 298
Legal Range20E
Legal Township19S
Legal Section21
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block298
Legal Lot Number23
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3038
Census Tract451002

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
Jun 7, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 7, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 9, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Nov 2, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleNov 2, 2017 · Amount on Record
Deed Document Number202185521
Deed Book / Page3234 / 559
Prior Transfer DateNov 18, 2020
Prior Transfer Doc0031712259
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 13, 2021
Property Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
Document Number0032340559
Book / Page3234 / 559
Map ReferenceMB 3 PG 51
Instrument DateNov 29, 2021
Instrument2021085521
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyMBR TITLE AGENCY LLC, MEMBERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address807 SINCLAIR TER, 807, INVERNESS, FL 34450-6565

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 SINCLAIR TER, INVERNESS, FL 34450-6565

Mortgage

Document Number0003234560
DateDec 13, 2021
Instrument3234/560
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 1, 2032
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate8.75%

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJun 7, 2021
Property Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
Document Number0031712259
Book / Page3171 / 2259
Map ReferenceMB 3 PG 51-66
Instrument DateNov 18, 2020
Instrument2021038107
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address817 CAMEGIE DRVE, 817, INVERNESS, FL 34450

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 SINCLAIR TER, INVERNESS, FL 34450-6565

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJun 7, 2021
Property Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
Document Number0031712261
Book / Page3171 / 2261
Map ReferenceMB 3 PG 51-66
Instrument DateNov 18, 2020
Instrument2021038108
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10929 E APACHE TRL, 10929, APACHE JUNCTION, AZ 85120-3420

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 SINCLAIR TER, INVERNESS, FL 34450-6565

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
Document Number0029080256
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedJul 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 SINCLAIR TER INVERNESS FL 344506565, INVERNESS, FL 34450-6565

Mortgage

Document Number0029080256
DateJun 19, 2018
Book Page002908/000256
Instrument30838
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048
Interest
Rate TypeFixed Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateNov 2, 2017
Property Address807 SINCLAIR TER, INVERNESS, FL 34450-6565
Document Number0028612045
Book / Page002861 / 002045
Instrument DateAug 8, 2017
Instrument50431
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address807 SINCLAIR TER INVERNESS FL 344506565, INVERNESS, FL 34450-6565

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,736.00 (+4.42%)$237,763 (-2.17%) Land $19,970 Building $217,793$237,763 (-2.17%) Land $19,970 Building $217,793
2024$3,578.00 (+7.87%)$243,031 (+8.37%) Land $17,160 Building $225,871$243,031 (+8.37%) Land $17,160 Building $225,871
2023$3,317.00 (+17.54%)$224,257 (+21.71%) Land $17,160 Building $207,097$224,257 (+21.71%) Land $17,160 Building $207,097
2022$2,822.00 Additional exemption filed$184,250 Land $14,510 Building $169,740$184,250 Land $14,510 Building $169,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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