807 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 807 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1968
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$163,631 (Jul 2021)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-330-009.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-330-009.000-023`
Alternative APN	`01612409519`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	128 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	521 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	807 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 DODGE RENEWAL AREA 1
Legal Subdivision	DODGE RENEWAL AREA 1
Legal Lot Number	31
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4022
Census Tract	10300

Owner

807 E 7th St is owned and occupied by two individuals who bought it in July 2021.

Source: St. Joseph County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 E 7TH ST, MISHAWAKA, IN 46544-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Oct 22, 2013	Warranty Deed, Transfer · FHA Mortgage FIRST SOURCE BANK
May 8, 2013	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Oct 22, 2013 · Amount on File
Deed Document Number	202123161
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 9, 2021
Property Address	807 E 7TH ST, MISHAWAKA, IN 46544-2321
Document Number	0002123161
Map Reference	PB 21 PG D
Instrument Date	Jul 1, 2021
Instrument	2123161
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 7TH ST, MISHAWAKA, IN 46544-2321
Investor	Possibly a Property Investor

Mortgage

Document Number	0002123162
Date	Jul 9, 2021
Instrument	2123162

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002123163
Date	Jul 9, 2021
Instrument	2123163

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 22, 2013
Property Address	807 E 7TH ST, MISHAWAKA, IN 46544-2321
Document Number	0001332200
Map Reference	PB 21 PG D
Instrument Date	Sep 27, 2013
Instrument	1332200
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 7TH ST, MISHAWAKA, IN 46544-2321

Mortgage

Document Number	0001332201
Date	Oct 22, 2013
Instrument	1332201

Lender

Name	FIRST SOURCE BANK
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2013: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 8, 2013
Property Address	807 E 7TH ST, MISHAWAKA, IN 46544-2321
Document Number	0001313786
Map Reference	PB 21 PG D
Instrument Date	May 2, 2013
Instrument	1313786
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 11201, 11201, DALLAS, TX 75254-2942

Tax Assessment & Valuation

The 2025 property tax bill for 807 E 7th St was $1,366 with a homeowner's exemption, down 23.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00 (-23.47%)	$132,900 Land $33,800 Building $99,100	$132,900 Land $33,800 Building $99,100
2024	$1,785.00 (+14.13%)
2023	$1,564.00 (+23.15%)	$137,600 (+21.88%) Land $33,800 Building $103,800	$137,600 (+21.88%) Land $33,800 Building $103,800
2022	$1,270.00 Homeowner's exemption	$112,900 Land $33,800 Building $79,100	$112,900 Land $33,800 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 807 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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