746 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 746 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1970
Lot Size	0.193 acres (8,432 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2020)
Tax Bill	$2,131 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-329-032.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-329-032.000-023`
Alternative APN	`01612409489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,432 sqft (0.193 acres)
Lot Dimensions	124 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01612409489
Street Address	746 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DODGE RENEWAL AREA ONE AND E 1/2 VAC ALLEY W AND ADJ.
Legal Subdivision	DODGE RENEWAL AREA 01
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4021
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 15, 2007	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jun 26, 2019	Intrafamily Transfer, Transfer
Jan 13, 2014	Warranty Deed, Transfer MERIDIAN TITLE
Sep 30, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jun 26, 2019
Deed Document Number	0002017472
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002317247
Date	Jul 31, 2023
Instrument	2317247

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002516270
Date	Jul 8, 2025
Instrument	2516270

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2045

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710389
Date	Mar 15, 2007
Instrument	0710389

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017473
Date	Jun 25, 2020
Instrument	2017473

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 25, 2020
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Document Number	0002017472
Map Reference	PB 21 PG D-2
Instrument Date	Jun 23, 2020
Instrument	2017472
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324

Mortgage

Document Number	0002017473
Date	Jun 25, 2020
Instrument	2017473

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 26, 2019
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Document Number	0001914932
Map Reference	PB 21 PG D
Instrument Date	Jun 25, 2019
Instrument	1914932
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324

January 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 13, 2014
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Document Number	0001400933
Map Reference	PB 21 PG D
Instrument Date	Jan 3, 2014
Instrument	1400933
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19121 GOLDEN POND CT, SOUTH BEND, IN 46637-1936

September 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2009
Property Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324
Document Number	0000932490
Map Reference	MB21 PG D
Instrument Date	Sep 30, 2009
Instrument	0932490
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 E 7TH ST, MISHAWAKA, IN 46544-2324

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,900 (-4.56%) Land $35,000 Building $121,900	$156,900 (-4.56%) Land $35,000 Building $121,900
2024	$2,131.00 (+12.99%)
2023	$1,886.00 (-0.37%)	$164,400 (-) Land $35,000 Building $129,400	$164,400 (-) Land $35,000 Building $129,400
2022	$1,893.00 Homeowner's exemption	$164,400 Land $35,000 Building $129,400	$164,400 Land $35,000 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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