815 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 815 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1967
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,459 (2024)
Deeds & Mortgages	Jun 2020 Reverse Mortgage Jun 2020 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-330-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-330-011.000-023`
Alternative APN	`01612409517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1967
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	128 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01612409517
Street Address	815 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 DODGE RENEWAL AREA ONE
Legal Subdivision	DODGE RENEWAL AREA 1
Legal Lot Number	29
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4022
Census Tract	10300

Owner

815 E 7th St is owned and occupied by two individuals who acquired it in August 1993.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage HUD
Sep 1, 2005	Deed of Trust, Mortgage STANDARD FEDERAL BANK NA
Sep 19, 2014	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage HUD
Jun 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1993
Deed Sale	Aug 31, 1993
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002017607
Date	Jun 26, 2020
Instrument	2017607

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Mar 27, 2006

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002017608
Date	Jun 26, 2020
Instrument	2017608

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Mar 27, 2006

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000540433
Date	Sep 1, 2005
Instrument	0540433

Lender

Name	STANDARD FEDERAL BANK NA
Type	Bank
Address	TROY, MI 48084

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 7, 2015

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423215
Date	Sep 19, 2014
Instrument	1423215

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017608
Date	Jun 26, 2020
Instrument	2017608

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Mar 27, 2006

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 7TH ST, MISHAWAKA, IN 46544-2321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017607
Date	Jun 26, 2020
Instrument	2017607

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Mar 27, 2006

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,100 Land $33,800 Building $96,300	$130,100 Land $33,800 Building $96,300
2024	$1,459.00 (+1.96%)
2023	$1,431.00 (-8.09%)	$137,200 (-) Land $33,800 Building $103,400	$137,200 (-) Land $33,800 Building $103,400
2022	$1,557.00 Homeowner's exemption	$137,200 Land $33,800 Building $103,400	$137,200 Land $33,800 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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