747 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 747 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 1968
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,930 (Aug 2024)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-330-007.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-330-007.000-023`
Alternative APN	`01612409521`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,532 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	128 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	747 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 DODGE RENEWAL AREA ONE & 7 VAC ALLEY W & ADJ
Legal Subdivision	DODGE RENEWAL AREA ONE
Legal Lot Number	33
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4022
Census Tract	10300

Owner

Source: St. Joseph County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU
Jun 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW STATE MORTGAGE LLC
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 13, 2024	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Jun 29, 2011	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202418637
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002408285
Date	Apr 18, 2024
Instrument	2408285

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2025

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000528259
Date	Jun 28, 2005
Instrument	0528259

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000528260
Date	Jun 28, 2005
Instrument	0528260

Lender

Name	NEW STATE MORTGAGE LLC
Type	Mortgage Company
Address	MERRILLVILLE, IN 46410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2020

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	May 6, 2026
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Document Number	0000010933
Instrument Date	Apr 24, 2026
Instrument	202610933
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010933,
Date	May 6, 2026
Instrument	202610933

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 13, 2024
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Document Number	0002418637
Map Reference	PB 21 PG D
Instrument Date	Aug 8, 2024
Instrument	2418637
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323

Mortgage

Document Number	0002418639
Date	Aug 13, 2024
Instrument	2418639

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2034

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 29, 2011
Property Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323
Document Number	0001116690
Map Reference	PB 21 PG D
Instrument Date	Jun 20, 2011
Instrument	1116690
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 E 7TH ST, MISHAWAKA, IN 46544-2323

Mortgage

Document Number	0001116691
Date	Jun 29, 2011
Instrument	1116691

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 (-23.15%)	$148,900 (-4.55%) Land $40,000 Building $108,900	$148,900 (-4.55%) Land $40,000 Building $108,900
2024	$2,004.00 (+12.27%)
2023	$1,785.00 (-2.3%)	$156,000 (-1.45%) Land $40,000 Building $116,000	$156,000 (-1.45%) Land $40,000 Building $116,000
2022	$1,827.00 Homeowner's exemption	$158,300 Land $40,000 Building $118,300	$158,300 Land $40,000 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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