804 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 804 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1971
Lot Size	0.174 acres (7,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Aug 2019)
Tax Bill	$1,699 (2024)
Deeds & Mortgages	Dec 2016 Reverse Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-329-034.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-329-034.000-023`
Alternative APN	`01612409491`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	2,304 sqft
Basement Area	1,152 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,564 sqft (0.174 acres)
Lot Dimensions	124 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	804 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 DODGE RENEWAL AREA ONE
Legal Subdivision	DODGE RENEWAL AREA ONE
Legal Lot Number	3
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4021
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 E 7TH ST, MISHAWAKA, IN 46544-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2016	Deed of Trust, Mortgage · Reverse Mortgage HOME POINT FINANCIAL CORP
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	201921267
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	804 E 7TH ST, MISHAWAKA, IN 46544-2322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001634830
Date	Dec 28, 2016
Instrument	1634830

Lender

Name	HOME POINT FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	943 Months
Due	Jul 27, 2095

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 26, 2019
Property Address	804 E 7TH ST, MISHAWAKA, IN 46544-2322
Document Number	0001921267
Map Reference	PB 21 PG D
Instrument Date	Aug 20, 2019
Instrument	1921267
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 E 7TH ST, MISHAWAKA, IN 46544-2322

Mortgage

Document Number	0001921268
Date	Aug 26, 2019
Instrument	1921268

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,200 (-4.43%) Land $31,400 Building $95,800	$127,200 (-4.43%) Land $31,400 Building $95,800
2024	$1,699.00 (+12.67%)
2023	$1,508.00 (-0.66%)	$133,100 (-) Land $31,400 Building $101,700	$133,100 (-) Land $31,400 Building $101,700
2022	$1,518.00 Homeowner's exemption	$133,100 Land $31,400 Building $101,700	$133,100 Land $31,400 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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