Oakland County property record for 8039 Towering Pines, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,921 sqft · built 1800 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,922 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | U-07-13-402-001 |
| Primary APN | U-07-13-402-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,921 sqft Living Area |
| 1st Floor Area | 2,199 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Area | 1,683 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,476 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8039 TOWERING PNES |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-4395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T4N, R8E, SEC 13 OAKLAND COUNTY CNDOMINIUM PLAN NO 1781 TOWERING PINES UNIT 1 EXC THAT PART LYING IN T4N R9E, INDEPENDENCE TWP, SEC 18 L 36292 P 127 9-22-05 FR 400-002 |
| Legal Range | 08E |
| Legal Township | 04N |
| Legal Section | 13 |
| Legal Subdivision | TOWERING PINES CONDOMINIUM |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 126300 |
8039 Towering Pines is owned and occupied by an individual who acquired it in February 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8039 TOWERING PNES, CLARKSTON, MI 48348-4395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 7, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 10, 2017 | Intrafamily Transfer, Transfer · ARM INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2019 |
| Transfer Doc | 0000031188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8039 TOWERING PNES, CLARKSTON, MI 48348-4395 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8039 TOWERING PNES, CLARKSTON, MI 48348-4395 |
| Document Number | 0000044803 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 55735/515 |
| Instrument | 44803 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 7, 2019 |
| Property Address | 8039 TOWERING PNES, CLARKSTON, MI 48348-4395 |
| Document Number | 0000031188 |
| Book / Page | 052629 / 000396 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 31188 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8039 TOWERING PNES CLARKSTON MI 483484395, CLARKSTON, MI 48348-4395 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 10, 2017 |
| Property Address | 8039 TOWERING PNES, CLARKSTON, MI 48348-4395 |
| Document Number | 0000187736 |
| Book / Page | 51160 / 00645 |
| Map Reference | LB 36292 PG 127 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 187736 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8123 TOWERING PNES, CLARKSTON, MI 48348-4396 |
| Document Number | 0000187737 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 187737 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0000187738 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 51160/00661 |
| Instrument | 187738 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 15, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
The 2025 property tax bill for 8039 Towering Pines was $4,922 with a homeowner's exemption, down 30.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Springfield Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,922.00 (-30.11%) Homeowner's exemption | $440,900 | $881,800 |
| 2024 | $7,042.00 | ||
| 2023 | $310,850 | $621,700 | |
| 2022 | $6,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8039 Towering Pines in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8039 Towering Pines is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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