Black Hawk County property record for 814 Bertch Ave, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 3 ba · 1,243 sqft · built 1908 |
| Lot Size | 0.157 acres (6,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2026) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-204-003 |
| Primary APN | 8913-35-204-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,243 sqft Total Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Duplex Single |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,858 sqft (0.157 acres) |
| Lot Dimensions | 127 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 814 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3233 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | GREENFIELD ADDITION LOT 5 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | GREENFIELD ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-204-003
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9949 WINSLOW RD, JANESVILLE, IA 50647-1130 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 03, 2022 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Deed Document Number | 202610456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 14, 2026 |
| Property Address | 814 BERTCH AVE, WATERLOO, IA 50702-3233 |
| Document Number | 0000010456 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202610456 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,615.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9949 WINSLOW RD, JANESVILLE, IA 50647-1130 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 03, 2022 |
| Property Address | 814 BERTCH AVE, WATERLOO, IA 50702-3233 |
| Document Number | 202200021136 |
| Instrument Date | May 01, 2022 |
| Instrument | 202200021136 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9949 WINSLOW RD, JANESVILLE, IA 50647-1130 |
| Date | May 03, 2022 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Apr 01, 2023 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,186.00 | $108,930 (+8.08%) Land $17,020 Building $91,910 | $108,930 (+8.08%) Land $17,020 Building $91,910 |
| 2024 | $2,186.00 (+71.32%) | ||
| 2023 | $100,790 Land $17,020 Building $83,770 | $100,790 Land $17,020 Building $83,770 | |
| 2022 | $1,276.00 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2013, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 734 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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