800 Carnaros, San Clemente, CA 92672 Property Records

Orange County property record for 800 Carnaros, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,458 sqft · built 1998
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Sep 2013)
Tax Bill	$9,912 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-65`

Property Details

APN / Parcel Number

Primary APN	`688-241-65`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,100 sqft (0.117 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	800 CARNAROS
City	SAN CLEMENTE
State	CA
Zip	92672-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 42
Legal Tract	14759
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 CARNAROS, SAN CLEMENTE, CA 92672-7205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 7, 2017	Loan Modification, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Aug 9, 2001 · Amount on Record
Deed Document Number	2013520805
Prior Transfer Date	Nov 4, 2002
Prior Transfer Doc	0001003575
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	800 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480431
Date	Nov 13, 2017
Instrument	2017000480431

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	800 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314495
Date	Aug 28, 2018
Instrument	2018000314495

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	800 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000480429
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000480429
Date	Nov 13, 2017
Instrument	480429

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,298 (+2%) Land $637,370 Building $362,928
2025	$9,912.00 (+3.9%)	$980,685 (+4.04%) Land $624,873 Building $355,812
2023	$9,540.00 (+1.93%)	$942,604 Land $600,607 Building $341,997
2022	$9,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Carnaros

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures