80 Ratliff Dr, Covington, GA 30016 Property Records

Newton County property record for 80 Ratliff Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,314 sqft · built 2005
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$302,900 (Jul 2023)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0046B-00000-104-000`

Property Details

APN / Parcel Number

Primary APN	`0046B-00000-104-000`
Alternative APNs	`0046B 104` `21197`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,314 sqft Heated Area
1st Floor Area	46 sqft
Basement Area	1,367 sqft
Finished Basement	1,367 sqft
Utility Area	84 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21197
Old Parcel Number	0046B 104
Street Address	80 RATLIFF DR
City	COVINGTON
State	GA
Zip	30016-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 104 SPRINGSIDE COMMONS
Legal Subdivision	SPRINGSIDE COMMONS
Legal Lot Number	104
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	80 RATLIFF DR, COVINGTON, GA 30016-6687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	0004533488
Deed Book / Page	4533 / 488
Record Updated	Jun 8, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 28, 2023
Property Address	80 RATLIFF DR, COVINGTON, GA 30016-6687
Document Number	0045330488
Book / Page	4533 / 488
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 RATLIFF DR, COVINGTON, GA 30016-6687

Mortgage

Document Number	0004533490
Date	Jul 28, 2023
Instrument	4533/490

Lender

Name	ACOPIA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 (+9.9%) Homeowner's exemption	$124,760 (+17.48%) Land $15,200 Building $109,560	$311,900 (+17.48%) Land $38,000 Building $273,900
2024	$2,657.00 (+30.05%) Homeowner's exemption	$106,200 (+10.44%) Land $15,200 Building $91,000	$265,500 (+10.44%) Land $38,000 Building $227,500
2023		$96,160 (+42.67%) Land $5,600 Building $90,560	$240,400 (+42.67%) Land $14,000 Building $226,400
2022	$2,043.00	$67,400 Land $5,600 Building $61,800	$168,500 Land $14,000 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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