70 Ratliff Dr, Covington, GA 30016 Property Records

Newton County property record for 70 Ratliff Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,314 sqft · built 2005
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0046B-00000-105-000`

Property Details

APN / Parcel Number

Primary APN	`0046B-00000-105-000`
Alternative APNs	`0046B 105` `21198`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,314 sqft Heated Area
1st Floor Area	1,314 sqft
Basement Area	598 sqft
Finished Basement	598 sqft
Unfinished Basement	604 sqft
Utility Area	161 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21198
Street Address	70 RATLIFF DR
City	COVINGTON
State	GA
Zip	30016-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 105 SPRINGSIDE COMMONS
Legal Subdivision	SPRINGSIDE COMMONS
Legal Lot Number	105
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	548 MARKET ST, SAN FRANCISCO, CA 94104-5401
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS BANK USA
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024
Deed Sale	Jun 3, 2024
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20245801
Deed Book / Page	4624 / 231
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	70 RATLIFF DR, COVINGTON, GA 30016-6687
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 RATLIFF DR, COVINGTON, GA 30016-6687

Mortgage

Document Number	0042760000000226
Date	Oct 7, 2021
Book Page	0000004276/0000000226
Instrument	019244

Lender

Name	GOLDMAN SACHS BANK USA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2023

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 30, 2021
Property Address	70 RATLIFF DR, COVINGTON, GA 30016-6687
Document Number	0042450740
Book / Page	4245 / 740
Instrument Date	Jul 30, 2021
Instrument	2021-004169
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 1200, 1200, SAN FRANCISCO, CA 94104-1914
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,919.00 (+42.88%)	$114,680 (+19.26%) Land $15,200 Building $99,480	$286,700 (+19.26%) Land $38,000 Building $248,700
2023		$96,160 Land $5,600 Building $90,560	$240,400 Land $14,000 Building $226,400
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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