65 Ratliff Dr, Covington, GA 30016 Property Records

Newton County property record for 65 Ratliff Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,314 sqft · built 2006
Lot Size	0.75 acres (32,670 sqft)
Owner	Owner Name on File
Last Sale	$149,400 (Jun 2007)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0046B-00000-100-000`

Property Details

APN / Parcel Number

Primary APN	`0046B-00000-100-000`
Alternative APNs	`0046B 100` `21193`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,314 sqft Heated Area
1st Floor Area	46 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Utility Area	161 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21193
Old Parcel Number	0046B 100
Street Address	65 RATLIFF DR
City	COVINGTON
State	GA
Zip	30016-6689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 100 SPRINGSIDE COMMONS
Legal Subdivision	SPRINGSIDE COMMONS
Legal Lot Number	100
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

The current owner of 65 Ratliff Dr acquired it in July 2011.

Source: Newton County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	21122 BASTIDE LN, HUMBLE, TX 77339-1472

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2007 · Amount on File
Deed Sale	Jun 26, 2007 · Amount on File
Deed Document Number	0024580244
Deed Book / Page	002458 / 000244
Last Transfer Date	Jul 19, 2011
Transfer Doc	0002928596
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 RATLIFF DR, COVINGTON, GA 30016-6689
Document Number	0039630032
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21122 BASTIDE LN KINGWOOD TX 773391472, KINGWOOD, TX 77339-1472

Mortgage

Document Number	0039630032
Date	Feb 14, 2020
Book Page	003963/000032
Instrument	2129

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 65 Ratliff Dr was $3,084, up 3.2% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,084.00 (+3.18%)	$121,320 (+5.09%) Land $15,200 Building $106,120	$303,300 (+5.09%) Land $38,000 Building $265,300
2024	$2,989.00	$115,440 (+19.11%) Land $15,200 Building $100,240	$288,600 (+19.11%) Land $38,000 Building $250,600
2023		$96,920 Land $5,600 Building $91,320	$242,300 Land $14,000 Building $228,300
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Ratliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Ratliff Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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