20 Ratliff Dr, Covington, GA 30016 Property Records

Newton County property record for 20 Ratliff Dr, Covington, GA 30016

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on File
Tax Bill	$443 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0046B-00000-064-000`

Property Details

APN / Parcel Number

Primary APN	`0046B-00000-064-000`
Alternative APNs	`0046B 064` `21157`

Interior

Plumbing Fixtures	6 Plumbing Fixtures

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	21157
Street Address	20 RATLIFF DR
City	COVINGTON
State	GA
Zip	30016-6690
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R3
Legal Description	LT 64 SPRINGSIDE COMMONS
Legal Subdivision	SPRINGSIDE COMMONS
Legal Lot Number	64
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

20 Ratliff Dr, residential vacant land, is owned by a company that acquired it in August 2023.

Source: Newton County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	2610 HONEY CREEK RD SW, CONYERS, GA 30094-3457
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Quit Claim Deed, Transfer Quitclaim
May 15, 2019	Loan Modification, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Prior Sale	Sep 7, 2004 · Amount on File
Deed Book / Page	4538 / 770
Prior Transfer Date	Jul 2, 2023
Prior Transfer Doc	0045380770
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 14, 2023
Property Address	20 RATLIFF DR, COVINGTON, GA 30016-6690
Document Number	0045380770
Book / Page	4538 / 770
Instrument Date	Jul 2, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RATLIFF DR, COVINGTON, GA 30016-6690

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	20 RATLIFF DR, COVINGTON, GA 30016-6690
Document Number	0038480589
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	951 HUTCHINSON RD WILLIAMSON GA 302923135, WILLIAMSON, GA 30292-3135

Mortgage

Document Number	0038480589
Date	Jun 5, 2019
Book Page	003848/000589
Instrument	6878

Lender

Name	HERITAGE BK
Type	Bank
Address	MCDONOUGH, GA 30253

Agreement

Term	24 Months
Due	Jun 4, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ratliff Dr was $443.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00	$15,200 Land $15,200	$38,000 Land $38,000
2023		$5,600 (-) Land $5,600	$14,000 (-) Land $14,000
2022	$169.00	$5,600 Land $5,600	$14,000 Land $14,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ratliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ratliff Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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