50 Ratliff Dr, Covington, GA 30016 Property Records

Newton County property record for 50 Ratliff Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,314 sqft · built 2006
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2007)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0046B-00000-116-000`

Property Details

APN / Parcel Number

Primary APN	`0046B-00000-116-000`
Alternative APNs	`0046B 116` `21209`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,314 sqft Heated Area
1st Floor Area	1,314 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Unfinished Basement	631 sqft
Utility Area	161 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21209
Street Address	50 RATLIFF DR
City	COVINGTON
State	GA
Zip	30016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 116 SPRINGSIDE COMMONS
Legal Subdivision	SPRINGSIDE COMMONS
Legal Lot Number	116
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

50 Ratliff Dr is owned and occupied by an individual who acquired it in April 2021.

Source: Newton County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	50 RATLIFF DR, COVINGTON, GA 30016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS
Apr 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2007 · Amount on File
Deed Sale	Mar 7, 2007 · Amount on File
Deed Book / Page	2395 / 146
Last Transfer Date	Apr 14, 2021
Transfer Doc	0041990302
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	50 RATLIFF DR, COVINGTON, GA 30016
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RATLIFF DR, COVINGTON, GA 30016

Mortgage

Document Number	0041990000000303
Date	May 21, 2021
Book Page	0000004199/0000000303
Instrument	009612

Lender

Name	EMM LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 14, 2021
Property Address	50 RATLIFF DR, COVINGTON, GA 30016
Document Number	0041990302
Book / Page	4199 / 302
Instrument Date	Apr 14, 2021
Instrument	2021-002328
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COPELAND CIR, COVINGTON, GA 30016-6685

Tax Assessment & Valuation

The 2025 property tax bill for 50 Ratliff Dr was $2,939 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 Homeowner's exemption	$121,320 Land $15,200 Building $106,120	$303,300 Land $38,000 Building $265,300
2023		$96,920 Land $5,600 Building $91,320	$242,300 Land $14,000 Building $228,300
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Ratliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Ratliff Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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