Schenectady County and Schenectady City property record for 8 Union St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5,088 sqft · built 1984 |
| Lot Size | 0.188 acres (8,170 sqft) |
| Owner | Company Name on Record |
| Last Sale | $182,000 (Mar 2009) |
| Tax Bill | $12,893 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-3-4 |
| Primary APN | 421500 39.63-3-4 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,088 sqft Gross Area |
| Basement Area | 1,850 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 8,170 sqft (0.188 acres) |
| Lot Dimensions | 190 ft deep x 43 ft wide |
| Porch | Slab |
| Porch Area | 65 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1710 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK AND WOOD |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 336, SCHENECTADY, NY 12301-0336 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NEW YORK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2009 · Amount on Record |
| Deed Sale | Mar 31, 2009 · Amount on Record |
| Prior Sale | Jul 7, 2004 · Amount on Record |
| Deed Book / Page | 1799 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 8 UNION ST, SCHENECTADY, NY 12305-1710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 336, SCHENECTADY, NY 12301-0336 |
| Document Number | 0000026731 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5108/121 |
| Instrument | 202126731 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 8 UNION ST, SCHENECTADY, NY 12305-1710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 336, SCHENECTADY, NY 12301-0336 |
| Document Number | 0000026730 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5108/106 |
| Instrument | 202126730 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,893.00 (+5.92%) | $215,000 (-) Land $26,000 Building $189,000 | $356,019 (+30.82%) Land $43,053 Building $312,966 |
| 2023 | $215,000 (-) Land $26,000 Building $189,000 | $272,152 (+3.8%) Land $32,911 Building $239,241 | |
| 2022 | $215,000 Land $26,000 Building $189,000 | $262,195 Land $31,707 Building $230,488 | |
| 2021 | $12,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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