6 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 6 Union St, Schenectady, NY 12305

Property Summary

Property Type	Apartments (5+ Units)
Details	5,244 sqft · built 1960
Lot Size	0.123 acres (5,340 sqft)
Owner	Company Name on Record
Last Sale	$402,000 (Dec 2019)
Tax Bill	$9,013 (2026)
Deeds & Mortgages	Dec 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`421500 39.63-3-3`

Property Details

APN / Parcel Number

Primary APN	`421500 39.63-3-3`
Alternative APN	`150003906300030030000000`

Interior

Units	7 Units
Stories	3 Stories
Building Area	5,244 sqft Gross Area
Basement Area	2,188 sqft
Unfinished Basement	2,188 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,340 sqft (0.123 acres)
Lot Dimensions	89 ft deep x 60 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 UNION ST
City	SCHENECTADY
State	NY
Zip	12305-1788
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	2 STUCCO
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1022
Census Tract	33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 336, SCHENECTADY, NY 12301-0336
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	201956585
Deed Book / Page	2026 / 972
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 20, 2019
Property Address	6 UNION ST, SCHENECTADY, NY 12305-1788
Document Number	0000056585
Book / Page	2026 / 972
Instrument Date	Dec 19, 2019
Instrument	201956585
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 SPRING DR, 354, EAST MEADOW, NY 11554-2271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 336, SCHENECTADY, NY 12301-0336

Mortgage

Document Number	0000056586
Date	Dec 20, 2019
Book Page	4961/827
Instrument	201956586

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,013.00 (+0.81%)
2025	$8,941.00 (+2.36%)	$208,200 (-) Land $18,700 Building $189,500	$344,759 (+30.82%) Land $30,965 Building $313,794
2023		$208,200 (-) Land $18,700 Building $189,500	$263,544 (+3.8%) Land $23,671 Building $239,873
2022		$208,200 Land $18,700 Building $189,500	$253,902 Land $22,805 Building $231,097
2021	$8,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20