9 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 9 Union St, Schenectady, NY 12305

Property Summary

Property TypeApartments (5+ Units)
Details4,872 sqft · built 1900
Lot Size0.141 acres (6,128 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Oct 2023)
Tax Bill$11,379 (2026)
Deeds & MortgagesJul 2019 Loan Modification
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.63-1-43

Property Details

APN / Parcel Number

Primary APN421500 39.63-1-43
Alternative APN
  • 150003906300010430000000

Interior

Units6 Units
Stories3 Stories
Building Area4,872 sqft Gross Area
Basement Area1,984 sqft
Unfinished Basement1,984 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1984
Lot Area6,128 sqft (0.141 acres)
Lot Dimensions120 ft deep x 52 ft wide
PorchPorch
Porch Area65 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1741
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal SubdivisionTHE FIRST WARD
Legal Block1
Legal Lot Number43.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1002
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address701 RIVER ST, 4, TROY, NY 12180-1256
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2019Loan Modification, Mortgage
SUNMARK FCU
Jul 3, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleJul 3, 2019 · Amount on Record
Deed Document Number202358585
Deed Book / Page2117 / 744
Prior Transfer DateAug 3, 2015
Prior Transfer Doc0000039764
Record UpdatedOct 29, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Recording DateJul 3, 2019
Property Address9 UNION ST, SCHENECTADY, NY 12305-1741
Book / Page004921 / 000853
Instrument DateJun 25, 2019
Instrument30158
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address204 LAFAYETTE ST #2 SCHENECTADY NY 123052416, 2, SCHENECTADY, NY 12305-2416
InvestorPossibly a Property Investor

Mortgage

Document Number0000030158
DateJul 3, 2019
Book Page004921/000853
Instrument30158
Lender
NameSUNMARK FCU
TypeCredit Union
Address1187 TROY SCHENECTADY RD, LATHAM, NY 12110-1086
Agreement
AmountAmount Recorded
Term120 Months
DueJul 2, 2029
Interest
Rate5.4%

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJul 3, 2019
Property Address9 UNION ST, SCHENECTADY, NY 12305-1741
Document Number0000030113
Book / Page002014 / 000708
Instrument DateJun 20, 2019
Instrument30113
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address204 LAFAYETTE ST SCHENECTADY NY 123052406, SCHENECTADY, NY 12305-2406
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,379.00 (+4.09%)
2025$10,932.00 (+1.66%)$258,000 (-) Land $21,400 Building $236,600$427,223 (+30.82%) Land $35,436 Building $391,787
2023$258,000 (-) Land $21,400 Building $236,600$326,582 (+3.8%) Land $27,089 Building $299,493
2022$258,000 Land $21,400 Building $236,600$314,634 Land $26,098 Building $288,536
2021$10,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number