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18 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 18 Union St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeCommercial
Lot Size0.174 acres (7,584 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Sep 2020)
Tax Bill$1,425 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 39.63-3-7

Property Details

APN / Parcel Number

Primary APN421500 39.63-3-7
Alternative APN
  • 150003906300030070000000

Exterior

Lot Area7,584 sqft (0.174 acres)
Lot Dimensions80 ft deep x 96 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address18 UNION ST
CitySCHENECTADY
StateNY
Zip12305
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPARKING LOT CHURCH ST
Legal SubdivisionSCHENECTADY
Legal Block3
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1022
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.63-3-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1322 STRATFORD RD, SCHENECTADY, NY 12308-2414
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2020Warranty Deed, Transfer
STOCKADE INN LLC
Sep 02, 2020Correction Deed
NOT AVAILABLE
May 14, 2019Warranty Deed, Transfer
OLD NORTH CHURCH STREET LLC
Feb 27, 2017Loan Modification, Mortgage
FIRST NAT'L BK/SCOTIA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleMay 14, 2019 · Amount on Record
Deed Document Number202026048
Deed Book / Page2040 / 822
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 02, 2020
Property Address18 UNION ST, SCHENECTADY, NY 12305
Document Number0000026048
Book / Page002040 / 000822
Instrument DateAug 14, 2020
Instrument26048
Transaction TypeTransfer
Record UpdatedOct 05, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1322 STRATFORD RD SCHENECTADY NY 123082414, SCHENECTADY, NY 12308-2414

Mortgage

Document Number26049
DateSep 02, 2020
Book Page005017/000494
Instrument26049
Lender
NameSTOCKADE INN LLC
Address1322 STRATFORD RD, SCHENECTADY, NY 12308-2414
Agreement
AmountAmount Recorded

September 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateSep 02, 2020
Property Address18 UNION ST, SCHENECTADY, NY 12305
Document Number0000026045
Book / Page002040 / 000818
Instrument DateAug 12, 2020
Instrument26045
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address420 CANADA ST LAKE GEORGE NY 128451100, LAKE GEORGE, NY 12845-1100

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 14, 2019
Property Address18 UNION ST, SCHENECTADY, NY 12305
Document Number0000020821
Book / Page002011 / 000170
Instrument DateMay 14, 2019
Instrument20821
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,740.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address420 CANADA ST LAKE GEORGE NY 128451100, LAKE GEORGE, NY 12845-1100

Mortgage

Document Number20822
DateMay 14, 2019
Book Page004911/000262
Instrument20822
Lender
NameOLD NORTH CHURCH STREET LLC
Address1 N CHURCH ST, SCHENECTADY, NY 12305-1606
Agreement
AmountAmount Recorded

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address18 UNION ST, SCHENECTADY, NY 12305
Document Number0000013674
Book / Page004750 / 000923
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedMar 31, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 S CHURCH ST SCHENECTADY NY 123051736, SCHENECTADY, NY 12305-1736

Mortgage

Document Number0000013674
DateMar 27, 2017
Book Page004750/000923
Instrument13674
Lender
NameFIRST NAT'L BK/SCOTIA
TypeBank
AddressSCOTIA, NY 12302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,425.00 (+5.95%)$25,900 (-) Land $5,200 Building $20,700$42,888 (+30.82%) Land $8,611 Building $34,277
2023$25,900 (-) Land $5,200 Building $20,700$32,785 (+3.8%) Land $6,582 Building $26,203
2022$25,900 Land $5,200 Building $20,700$31,585 Land $6,341 Building $25,244
2021$1,345.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies74 units insured (30 under condo master policies)
14 of 44 individual policies on primary residences
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026, rainfall accumulation
Flood Events
  • Hurricane Irene (Aug 2011), 5 claims
  • Severe Storms And Flooding (Jun 2006), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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