1. Home
  2. New York
  3. Schenectady
  4. Union St

3 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 3 Union St, Schenectady, NY 12305

Property Summary

Property TypeApartments (5+ Units)
Details4,198 sqft · built 1995
Lot Size0.06 acres (2,600 sqft)
Owner2 Trust Names on File
Tax Bill$8,881 (2026)
Deeds & MortgagesOct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN421500 39.63-1-46

Property Details

APN / Parcel Number

Primary APN421500 39.63-1-46
Alternative APN
  • 150003906300010460000000

Interior

Stories3 Stories
Building Area4,198 sqft Gross Area
Basement Area1,434 sqft
Unfinished Basement1,434 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area2,600 sqft (0.06 acres)
Lot Dimensions124 ft deep x 20 ft wide
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1709
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number46.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1002
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Union St, a residential property, is held in a trust since September 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address6141 SE LANDING WAY, 8, STUART, FL 34997-1882
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 24, 2019
Transfer Doc0000044940
Record UpdatedOct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 7, 2019
Property Address3 UNION ST, SCHENECTADY, NY 12305-1709
Document Number0000044940
Book / Page002021 / 000374
Instrument DateSep 24, 2019
Instrument44940
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6141 SE LANDING WAY 7 #8 STUART FL 34997, 8, STUART, FL 34997

Tax Assessment & Valuation

The 2026 property tax bill for 3 Union St was $8,881, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,881.00 (+0.84%)
2025$8,807.00$206,200 Land $9,100 Building $197,100$341,447 Land $15,069 Building $326,378
2023$206,200 (-) Land $9,100 Building $197,100$261,013 (+3.8%) Land $11,519 Building $249,494
2022$206,200 Land $9,100 Building $197,100$251,463 Land $11,098 Building $240,365
2021$8,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures