8 Loretta Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 8 Loretta Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,476 sqft · built 2009
Lot Size	1.78 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$526,775 (Jul 2009)
Tax Bill	$15,459 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00002-0000-00002-10`

Property Details

APN / Parcel Number

Primary APN	`21-00002-0000-00002-10`
Alternative APNs	`21000020000000020010` `00027000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,476 sqft Living Area
1st Floor Area	2,100 sqft
Upper Floors Area	1,628 sqft
Basement Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	77,972 sqft
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	984 sqft
Patio Area	1,000 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00027000
Street Address	8 LORETTA CT
City	HOWELL
State	NJ
Zip	07731-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	FOXMOOR/HOWELL 02
Legal Block	2
Legal Lot Number	2.10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1001
Census Tract	811501

Owner

8 Loretta Ct is owned and occupied by two individuals who bought it in July 2009.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 LORETTA CT, HOWELL, NJ 07731-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2009 · Amount on File
Deed Sale	Jul 1, 2009 · Amount on File
Prior Sale	Apr 3, 2009 · Amount on File
Deed Document Number	200974218
Deed Book / Page	8782 / 8408
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 LORETTA CT, HOWELL, NJ 07731-3519
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 2ND ST 44, LAKEWOOD, NJ 08701-3326

Mortgage

Document Number	0097599104
Date	Oct 7, 2025
Book Page	9759/9104
Instrument	2025080164

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 LORETTA CT, HOWELL, NJ 07731-3519
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094809493
Date	Feb 9, 2021
Book Page	9480/9493
Instrument	2021021944

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 8 Loretta Ct was $15,459, up 4.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,800 (+16.29%) Land $435,300 Building $613,500	$1,048,800 (+16.29%) Land $435,300 Building $613,500
2025	$15,459.00 (+4.94%)	$901,900 Land $287,400 Building $614,500	$901,900 Land $287,400 Building $614,500
2024	$14,731.00
2023		$817,800 Land $216,100 Building $601,700	$817,800 Land $216,100 Building $601,700
2022	$14,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Loretta Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Loretta Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

Nearby Properties on Loretta Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures