Monmouth County and Howell Township property record for 10 Loretta Ct, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,444 sqft · built 2009 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,512 (Nov 2009) |
| Tax Bill | $13,421 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00002-0000-00002-11 |
| Primary APN | 21-00002-0000-00002-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Upper Floors Area | 1,380 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 665 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00027211 |
|---|---|
| Street Address | 10 LORETTA CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | ADDITIONAL LOTS: BAINBRIDGE MODEL |
| Legal Subdivision | FOXMOOR/HOWELL II |
| Legal Block | 2 |
| Legal Lot Number | 2.11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 LORETTA CT, HOWELL, NJ 07731-3519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2009 · Amount on Record |
| Deed Sale | Nov 6, 2009 · Amount on Record |
| Prior Sale | Aug 24, 2009 · Amount on Record |
| Deed Document Number | 2009124679 |
| Deed Book / Page | 8804 / 9146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 LORETTA CT, HOWELL, NJ 07731-3519 |
| Document Number | 0000010848 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 LORETTA CT HOWELL NJ 077313519, HOWELL, NJ 07731-3519 |
| Document Number | 0000010848 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 009474/008602 |
| Instrument | 10848 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Address | 100 WOOD AVE S, ISELIN, NJ 08830-2727 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,300 (+9.49%) Land $421,000 Building $436,300 | $857,300 (+9.49%) Land $421,000 Building $436,300 | |
| 2025 | $13,421.00 (+9.43%) | $783,000 (+15.33%) Land $346,000 Building $437,000 | $783,000 (+15.33%) Land $346,000 Building $437,000 |
| 2024 | $12,264.00 (+9.48%) | ||
| 2023 | $678,900 Land $251,000 Building $427,900 | $678,900 Land $251,000 Building $427,900 | |
| 2022 | $11,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon, Xfinity.
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