3 Loretta Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Loretta Ct, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,778 sqft · built 2009
Lot Size0.445 acres (19,384 sqft)
Owner2 Individual Names on Record
Last Sale$899,000 (Nov 2024)
Tax Bill$13,254 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00002-0000-00002-15

Property Details

APN / Parcel Number

Primary APN21-00002-0000-00002-15
Alternative APNs
  • 21000020000000020015
  • 00027215

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,778 sqft Living Area
1st Floor Area1,472 sqft
Upper Floors Area1,402 sqft
Basement Area1,362 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area19,384 sqft (0.445 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00027215
Street Address3 LORETTA CT
CityHOWELL
StateNJ
Zip07731-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionADDITIONAL LOTS: HALIFAX MODEL
Legal SubdivisionFOXMOOR/HOWELL 02
Legal Block2
Legal Lot Number2.15
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1001
Census Tract811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 LORETTA CT, HOWELL, NJ 07731-3517
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleNov 17, 2009 · Amount on Record
Deed Document Number202482927
Deed Book / Page9714 / 4487
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 LORETTA CT, HOWELL, NJ 07731-3517
Document Number0000092539
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyREAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 LORETTA CT HOWELL NJ 077313517, HOWELL, NJ 07731-3517

Mortgage

Document Number0000092539
DateAug 20, 2020
Book Page009434/008908
Instrument92539
Lender
NameSUN WEST MTG
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueAug 19, 2045

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$847,100 (+9.54%) Land $422,300 Building $424,800$847,100 (+9.54%) Land $422,300 Building $424,800
2025$13,254.00 (+11.82%) Veteran's exemption$773,300 (+15.37%) Land $347,300 Building $426,000$773,300 (+15.37%) Land $347,300 Building $426,000
2024$11,853.00 (+11.11%)
2023$670,300 Land $252,300 Building $418,000$670,300 Land $252,300 Building $418,000
2022$10,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRICK TOWNSHIP MUA
serves 81,829 people · EPA ID NJ1506001
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon, Xfinity.

Nearby Properties on Loretta Ct

Nearby Streets

Search Property Records by Address or Parcel Number