5 Loretta Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 5 Loretta Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,680 sqft · built 2009
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,265 (Sep 2009)
Tax Bill	$13,453 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00002-0000-00002-14`

Property Details

APN / Parcel Number

Primary APN	`21-00002-0000-00002-14`
Alternative APNs	`21000020000000020014` `00027214`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,618 sqft
Upper Floors Area	1,382 sqft
Basement Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00027214
Street Address	5 LORETTA CT
City	HOWELL
State	NJ
Zip	07731-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	FOXMOOR/HOWELL II
Legal Block	2
Legal Lot Number	2.14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1001
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 LORETTA CT, HOWELL, NJ 07731-3517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2009 · Amount on Record
Deed Sale	Sep 25, 2009 · Amount on Record
Prior Sale	Jun 22, 2009 · Amount on Record
Deed Document Number	2009110575
Deed Book / Page	8798 / 9401
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 LORETTA CT, HOWELL, NJ 07731-3517
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 2ND ST 44, LAKEWOOD, NJ 08701-3326

Mortgage

Document Number	0097599023
Date	Oct 7, 2025
Book Page	9759/9023
Instrument	2025080159

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 LORETTA CT, HOWELL, NJ 07731-3517
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TITLE AUTHORITY INC, TITLE AUTHORITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095171374
Date	Jun 3, 2021
Book Page	9517/1374
Instrument	2021088693

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$858,700 (+9.4%) Land $421,000 Building $437,700	$858,700 (+9.4%) Land $421,000 Building $437,700
2025	$13,453.00 (+9.34%)	$784,900 (+15.17%) Land $346,000 Building $438,900	$784,900 (+15.17%) Land $346,000 Building $438,900
2024	$12,304.00 (+10.15%)
2023		$681,500 Land $251,000 Building $430,500	$681,500 Land $251,000 Building $430,500
2022	$11,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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