1 Loretta Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 1 Loretta Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,094 sqft · built 2012
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jun 2013)
Tax Bill	$14,218 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-0000-00002-16`

Property Details

APN / Parcel Number

Primary APN	`21-00002-0000-00002-16`
Alternative APNs	`21000020000000020016` `00027216`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,094 sqft Living Area
1st Floor Area	1,214 sqft
Upper Floors Area	1,120 sqft
Basement Area	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	16,466 sqft (0.378 acres)
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00027216
Street Address	1 LORETTA CT
City	HOWELL
State	NJ
Zip	07731-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	FOXMOOR/HOWELL 02
Legal Block	2
Legal Lot Number	2.16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1001
Census Tract	811501

Owner

1 Loretta Ct is owned and occupied by an individual who bought it in June 2013.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1 LORETTA CT, HOWELL, NJ 07731-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2013 · Amount on File
Deed Sale	Jun 10, 2013 · Amount on File
Deed Document Number	201364315
Deed Book / Page	9018 / 4606
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 LORETTA CT, HOWELL, NJ 07731-3517
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 2ND ST 44, LAKEWOOD, NJ 08701-3326

Mortgage

Document Number	0097598860
Date	Oct 7, 2025
Book Page	9759/8860
Instrument	2025080154

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 LORETTA CT, HOWELL, NJ 07731-3517
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LORETTA CT, HOWELL, NJ 07731-3517
Investor	Possibly a Property Investor

Mortgage

Document Number	0096538487
Date	Jul 31, 2023
Book Page	9653/8487
Instrument	2023051886

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 LORETTA CT, HOWELL, NJ 07731-3517
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	MEMBERS ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094886290
Date	Mar 9, 2021
Book Page	9488/6290
Instrument	2021036632

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1 Loretta Ct was $14,218, up 9.4% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$908,900 (+9.57%) Land $418,900 Building $490,000	$908,900 (+9.57%) Land $418,900 Building $490,000
2025	$14,218.00 (+9.44%)	$829,500 Land $343,900 Building $485,600	$829,500 Land $343,900 Building $485,600
2024	$12,992.00
2023		$714,400 Land $248,900 Building $465,500	$714,400 Land $248,900 Building $465,500
2022	$11,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Loretta Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Loretta Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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