Kershaw County property record for 8 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,267 sqft · built 2003 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,625 (May 2017) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-001-SGT |
| Primary APN | 321-02-00-001-SGT |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,267 sqft Gross Area |
| Gross Area | 2,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 130 sqft |
| Account Number | 43309 |
|---|---|
| Old Parcel Number | 321-02-00-001 SGT |
| Street Address | 8 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | COBBLESTONE SUBDIV LOT 1 |
| Legal Subdivision | COBBLESTONE SUBDIV |
| Legal Lot Number | 1 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Quit Claim Deed, Transfer · Line of Credit FIRST CITIZENS BK |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| May 30, 2017 | Grant Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 0000004352 |
| Deed Book / Page | 003701 / 000001 |
| Last Transfer Date | Apr 2, 2020 |
| Transfer Doc | 0000002921 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 2, 2020 |
| Property Address | 8 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000002921 |
| Book / Page | 004198 / 000117 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2921 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 2922 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 004198/000120 |
| Instrument | 2922 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 8 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000007557 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000007557 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 003753/000001 |
| Instrument | 7557 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 30, 2017 |
| Property Address | 8 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000004352 |
| Book / Page | 003701 / 000001 |
| Instrument Date | May 25, 2017 |
| Instrument | 4352 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 4353 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 003701/000005 |
| Instrument | 4353 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+10.47%) | $231,400 (-) Land $24,000 Building $207,400 | $231,400 (-) |
| 2023 | $1,194.00 | $231,400 Land $24,000 Building $207,400 | $231,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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