Kershaw County property record for 24 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,460 sqft · built 2003 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,900 (Mar 2020) |
| Tax Bill | $1,179 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-004-SGT |
| Primary APN | 321-02-00-004-SGT |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,460 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Porch |
| Porch Area | 768 sqft |
| Deck Area | 120 sqft |
| Account Number | 43312 |
|---|---|
| Street Address | 24 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | COBBLESTONE SUBDIV LOT 4 |
| Legal Subdivision | COBBLESTONE SUBDIV |
| Legal Lot Number | 4 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
Source: Kershaw County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Mar 2, 2020 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 5, 2019 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on Record |
| Deed Sale | Mar 2, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2019 · Amount on Record |
| Deed Document Number | 20201825 |
| Deed Book / Page | 4177 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 1, 2026 |
| Property Address | 24 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000006356 |
| Book / Page | 5627 / 146 |
| Instrument Date | May 28, 2026 |
| Instrument | 20266356 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 24 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000006356, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 5627/146 |
| Instrument | 20266356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 2, 2020 |
| Property Address | 24 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000001825 |
| Book / Page | 004177 / 000194 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 1825 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $677.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 1826 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 004177/000197 |
| Instrument | 1826 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 5, 2019 |
| Property Address | 24 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000004324 |
| Book / Page | 004037 / 000247 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 4324 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 4325 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 004037/000250 |
| Instrument | 4325 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (+1,633.82%) | $182,900 (-0.05%) Land $24,000 Building $158,900 | $182,900 (-0.05%) |
| 2023 | $68.00 | $183,000 Land $24,000 Building $159,000 | $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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