Kershaw County property record for 26 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,498 sqft · built 2003 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,500 (Aug 2006) |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-005-SGT |
| Primary APN | 321-02-00-005-SGT |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,498 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 162 sqft |
| Patio Area | 100 sqft |
| Account Number | 43313 |
|---|---|
| Street Address | 26 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | COBBLESTONE SUBDIV LOT 5 |
| Legal Subdivision | COBBLESTONE SUBDIV |
| Legal Lot Number | 5 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
26 Cobble Stone Ln is owned and occupied by two individuals who bought it in August 2006.
Source: Kershaw County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR |
| Jun 11, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Sep 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2006 · Amount on File |
| Deed Sale | Aug 8, 2006 · Amount on File |
| Prior Sale | Sep 5, 2003 · Amount on File |
| Deed Book / Page | 2015 / 230 |
| Transfer Doc | 0000007399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 11, 2026 |
| Property Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000005621 |
| Book / Page | 5611 / 39 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20265621 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000005622, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20265622 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 11, 2026 |
| Property Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0020265621 |
| Book / Page | 5611 / 39 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20265621 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000005622, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20265622 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000010319 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 26 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000010319 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 004144/000009 |
| Instrument | 10319 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 22, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 13, 2017 |
| Property Address | 26 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000007399 |
| Book / Page | 003750 / 000043 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 7399 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
The 2025 property tax bill for 26 Cobble Stone Ln was $1,151.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,151.00 | $177,200 Land $24,000 Building $153,200 | $177,200 |
| 2023 | $18.00 | $177,800 Land $24,000 Building $153,800 | $177,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Cobble Stone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Cobble Stone Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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