Kershaw County property record for 16 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,118 sqft · built 2003 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Mar 2015) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-002-SGT |
| Primary APN | 321-02-00-002-SGT |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,118 sqft Gross Area |
| Gross Area | 1,427 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 163 sqft |
| Account Number | 43337 |
|---|---|
| Old Parcel Number | 321-02-00-002 SGT |
| Street Address | 16 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | COBBLESTONE SUBDIVISION |
| Legal Subdivision | COBBLESTONE SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Deed Document Number | 0003355306 |
| Deed Book / Page | 3355 / 306 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 16 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000000129 |
| Instrument Date | Nov 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 16 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000000129 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 004380/000224 |
| Instrument | 129 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 5, 2046 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (+50.14%) | $163,400 (-) Land $24,000 Building $139,400 | $163,400 (-) |
| 2023 | $716.00 | $163,400 Land $24,000 Building $139,400 | $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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