Kershaw County property record for 23 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,969 sqft · built 2002 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Owner Name on File |
| Last Sale | $187,500 (Jul 2004) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-033-SGT |
| Primary APN | 321-02-00-033-SGT |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,969 sqft Gross Area |
| Gross Area | 2,051 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 160 sqft |
| Account Number | 43335 |
|---|---|
| Old Parcel Number | 321-02-00-033 SGT |
| Street Address | 23 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:279 MAP REF:BK B61 PG 3A |
| Legal Subdivision | COBBLESTONE DEV |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
The current owner of 23 Cobble Stone Ln bought it in July 2004.
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 23 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L |
| Apr 12, 2019 | Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG |
| Last Sale | Jul 30, 2004 · Amount on File |
|---|---|
| Deed Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 0001610237 |
| Deed Book / Page | 1610 / 237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 23 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000010428 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | AMERICAN HOME TITLE GROUP, AMERICAN HM TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 23 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000010428 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 004340/000125 |
| Instrument | 10428 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 23 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000003058 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000003058 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 004016/000230 |
| Instrument | 3058 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2049 |
The 2025 property tax bill for 23 Cobble Stone Ln was $1,279.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 | $201,800 Land $24,000 Building $177,800 | $201,800 |
| 2023 | $627.00 | $201,800 Land $24,000 Building $177,800 | $201,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Cobble Stone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Cobble Stone Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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