Niagara County and Royalton Town property record for 7990 Simms Rd, Lockport, NY 14094
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,996 sqft · built 1995 |
| Lot Size | 16.5 acres (718,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,677 (Feb 2012) |
| Tax Bill | $4,829 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 293689 154.00-1-23.2 |
| Primary APN | 293689 154.00-1-23.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| 2nd Floor Area | 700 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 718,740 sqft (16.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 388 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7990 SIMMS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 74 13 6 |
| Legal Block | 1 |
| Legal Lot Number | 23.002 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 24001 |
Source: Niagara County and Royalton Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHORES FCU |
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHORES FCU |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2012 · Amount on Record |
| Deed Sale | Feb 29, 2012 · Amount on Record |
| Prior Sale | Feb 29, 2012 · Amount on Record |
| Deed Document Number | 20124493 |
| Prior Transfer Date | Aug 20, 1999 |
| Prior Transfer Doc | 2952000208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Document Number | 0000003203 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022-23203 |
| Name | ONTARIO SHORES FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Document Number | 0000000279 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022-00279 |
| Name | ONTARIO SHORES FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 7990 SIMMS RD, LOCKPORT, NY 14094-9335 |
| Document Number | 0000024685 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7990 SIMMS RD LOCKPORT NY 140949335, LOCKPORT, NY 14094-9335 |
| Document Number | 0000024685 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 24685 |
| Name | ONTARIO SHRS FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 14, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Royalton Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Royalton Town |
| Unified School District | Akron Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,829.00 (-9.33%) | ||
| 2025 | $5,326.00 | $514,000 (+69.19%) Land $48,500 Building $465,500 | $514,000 (+4.9%) Land $48,500 Building $465,500 |
| 2023 | $303,800 Land $29,300 Building $274,500 | $490,000 Land $47,258 Building $442,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2013–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROYALTON TOWNWIDE WATER DIST. serves 7,710 people · EPA ID NY3100580 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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