Hardin County property record for 769 E Main St, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,831 sqft · built 1980 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,306 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147-40-00-036 |
| Primary APN | 147-40-00-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| Basement Area | 1,593 sqft |
| Unfinished Basement | 1,593 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 26,223 sqft (0.602 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Heating System | Central |
|---|
| Street Address | 769 E MAIN ST |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2109 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CECILIAN BANK |
| Apr 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK |
| Sep 19, 2022 | Deed of Trust, Mortgage THE CECILIAN BANK |
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2007 |
| Transfer Doc | 1288/684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 8, 2026 |
| Property Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 2614000498 |
| Book / Page | 2614 / 498 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 2614000498, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 2614/498 |
| Name | CECILIAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Apr 24, 2033 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002477/843 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 2477/843 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 12, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 00002457/1 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 2457/1 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 2408/83 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 2408/83 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 769 E MAIN ST, CECILIA, KY 42724-9621 |
| Document Number | 2387/381 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 2387/381 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 (+17.87%) Homeowner's exemption Additional exemption filed | $181,400 (-) Land $14,000 Building $167,400 | $181,400 (-) Land $14,000 Building $167,400 |
| 2023 | $181,400 Land $14,000 Building $167,400 | $181,400 Land $14,000 Building $167,400 | |
| 2021 | $1,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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