Monroe County property record for 7963 S Harbor Dr, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 660 sqft |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,000 (Dec 2011) |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-045-027-10 |
| Primary APN | 12-045-027-10 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 660 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 120 ft deep x 41 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7963 S HARBOR DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 70 AVALON BEACH LOT 34 EXC THAT PT OF LOT 34 COM AT SE'LY COR OF SD LOT 34 TH W'LY ALG S'LY LI OF SD LOT 34 119.7 FT TO |
| Legal Subdivision | AVALON BEACH |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 832500 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7963 S HARBOR DR, MONROE, MI 48161-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2011 · Amount on Record |
| Deed Sale | Dec 22, 2011 · Amount on Record |
| Deed Document Number | 201122821 |
| Prior Transfer Date | Oct 25, 2011 |
| Prior Transfer Doc | 0000022815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 7963 S HARBOR DR, MONROE, MI 48161-4740 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7963 S HARBOR DR, MONROE, MI 48161-4740 |
| Document Number | 0000006569 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022R06569 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,900 (+26.93%) Land $4,200 Building $42,700 | $93,800 (+26.93%) Land $8,400 Building $85,400 | |
| 2025 | $1,224.00 (+29.94%) Homeowner's exemption | ||
| 2023 | $942.00 Homeowner's exemption | $36,950 | $73,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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