Monroe County property record for 7940 S Harbor Dr, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1980 |
| Lot Size | 1.03 acres (45,215 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,502 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-045-098-00 |
| Primary APN | 12-045-098-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 45,215 sqft (1.03 acres) |
| Lot Dimensions | 120 ft deep x 108 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7940 S HARBOR DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 70 AVALON BEACH LOTS 105 TO 107 INCL |
| Legal Subdivision | AVALON BEACH |
| Legal Lot Number | 105-107 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 832500 |
7940 S Harbor Dr is owner-occupied and held in a trust.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7940 S HARBOR DR, MONROE, MI 48161-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7940 S Harbor Dr was $2,502 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,000 Land $12,950 Building $119,050 | $264,000 Land $25,900 Building $238,100 | |
| 2025 | $2,502.00 Homeowner's exemption | ||
| 2023 | $1,901.00 Homeowner's exemption | $89,900 | $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7940 S Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7940 S Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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