7989 S Harbor Dr, Monroe, MI 48161 Property Records

Monroe County property record for 7989 S Harbor Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1987
Lot Size	0.474 acres (20,647 sqft)
Owner	Company Name on Record
Last Sale	$179,000 (Aug 1999)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-045-032-00`

Property Details

APN / Parcel Number

Primary APN	`12-045-032-00`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7989 S HARBOR DR
City	MONROE
State	MI
Zip	48161-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 70 SE 19 (7/9) AVALON BEACH LOTS 38 EXC W'LY 20 FT & ALL OF LOT 39
Legal Subdivision	AVALON BEACH
Legal Lot Number	38-39
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1050
Census Tract	832500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7989 S HARBOR DR, MONROE, MI 48161-4740
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1999 · Amount on Record
Deed Sale	Aug 2, 1999 · Amount on Record
Last Transfer Date	Sep 15, 2021
Transfer Doc	2021R24083
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2021
Property Address	7989 S HARBOR DR, MONROE, MI 48161-4740
Document Number	2021R24083
Map Reference	LB 4 PG 39-41
Instrument Date	Sep 15, 2021
Instrument	2021R24083
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7989 S HARBOR DR, MONROE, MI 48161-4740

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (+5.06%) Land $5,600 Building $127,400	$266,000 (+5.06%) Land $11,200 Building $254,800
2025	$2,272.00 (+14.57%) Homeowner's exemption	$126,600 (+39.27%) Land $5,450 Building $121,150	$253,200 (+39.27%) Land $10,900 Building $242,300
2023	$1,983.00 Homeowner's exemption	$90,900	$181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	8 (1980–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20