7969 S Harbor Dr, Monroe, MI 48161 Property Records

Monroe County property record for 7969 S Harbor Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,040 sqft
Lot Size	0.483 acres (21,039 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Nov 2019)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-045-029-00`

Property Details

APN / Parcel Number

Primary APN	`12-045-029-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	5 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Architectural Style	Colonial
Lot Area	21,039 sqft (0.483 acres)
Lot Dimensions	120 ft deep x 59 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7969 S HARBOR DR
City	MONROE
State	MI
Zip	48161-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 70 AVALON BEACH LOT 35 & THAT PART OF LOT 34 DESC AS COM AT SE'LY COR OF LOT 34 TH W'LY ALG S'LY LI OF LOT 34 119.7 FT TO
Legal Subdivision	AVALON BEACH
Legal Lot Number	35,34
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1050
Census Tract	832500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7969 S HARBOR DR, MONROE, MI 48161-4740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	201919708
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	0000004686
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 12, 2019
Property Address	7969 S HARBOR DR, MONROE, MI 48161-4740
Document Number	2019R19708
Map Reference	LB 4 PG 39-41
Instrument Date	Oct 31, 2019
Instrument	2019R19708
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,453.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7969 S HARBOR DR, 7969, MONROE, MI 48161-4740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 W EUCLID ST, DETROIT, MI 48206-2442

Mortgage

Document Number	2019R19709
Date	Nov 12, 2019
Instrument	2019R19709

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,250 (+46.78%) Land $5,600 Building $118,650	$248,500 (+46.78%) Land $11,200 Building $237,300
2025	$3,035.00 (+22.73%) Homeowner's exemption
2023	$2,473.00 Homeowner's exemption	$84,650	$169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	8 (1980–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20