Monroe County property record for 7975 S Harbor Dr, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1951 |
| Lot Size | 0.807 acres (35,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2018) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 12-045-030-00 |
| Primary APN | 12-045-030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial |
| Lot Area | 35,153 sqft (0.807 acres) |
| Lot Dimensions | 120 ft deep x 97 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7975 S HARBOR DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 70 SE 19 (7/9) AVALON BEACH LOTS 36 & 37 & W'LY 20 FT OF LOT 38 |
| Legal Subdivision | AVALON BEACH |
| Legal Lot Number | 36-38 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 832500 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7975 S HARBOR DR, MONROE, MI 48161-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed, Transfer · Conventional Mortgage MONROE BANK & TRUST |
| Apr 17, 2017 | Trustee's Deed, Construction Loan · Line of Credit MONROE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on Record |
| Deed Sale | Jan 29, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 20181623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 29, 2018 |
| Property Address | 7975 S HARBOR DR, MONROE, MI 48161-4740 |
| Document Number | 2018R01623 |
| Map Reference | LB4 PG39-41 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 2018R01623 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | HASSETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12686 N LAKESHORE DR, 12686, LA SALLE, MI 48145-9772 |
| Name | Verified Name |
|---|---|
| Address | 7975 S HARBOR DR, MONROE, MI 48161-4740 |
| Document Number | 0000001624 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018R01624 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 17, 2017 |
| Property Address | 7975 S HARBOR DR, MONROE, MI 48161-4740 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 7305 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12686 N LAKESHORE DR LA SALLE MI 481459772, LA SALLE, MI 48145-9772 |
| Document Number | 0000007305 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 7305 |
| Name | MONROE BK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,400 (+22.76%) Land $9,450 Building $177,950 | $374,800 (+22.76%) Land $18,900 Building $355,900 | |
| 2025 | $4,357.00 (+14.69%) Homeowner's exemption | ||
| 2023 | $3,799.00 Homeowner's exemption | $152,650 | $305,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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